SoFi Credit Card Referral Code

SoFi Credit Card Promo Codes & Referral Bonuses 2025

Welcome to the SoFi Credit Card referral page, your streamlined path to 2% cash back integrated with every SoFi account. This Mastercard World Elite earns 3% back on SoFi Travel bookings, 2% back when redeemed into SoFi Checking & Savings, SoFi Invest, or eligible loans, and 1% as a statement credit. There is no annual fee, no foreign transaction fees, and members get up to $800 in cell phone protection plus monthly Lyft credits. Activate SoFi Plus with direct deposit to add a 10% rewards boost—effectively 2.2% everywhere—while in-app planning tools keep spending on track.

Using a SoFi Credit Card referral is simple! Share your link with ambitious earners seeking an all-digital wallet and both of you score SoFi Rewards points after approval.

✨ The benefits of the SoFi Credit Card referral program are excellent! New cardmembers can earn 40,000 SoFi Rewards points (worth $200) after $1,000 in purchases within 3 months, plus enjoy a 3% travel category during their first year. 🥳 For referring members, you'll earn 10,000 SoFi Rewards points (a $100 value) for every approved friend up to the annual referral limit.

Here's how to make the most of a SoFi Credit Card referral:

1️⃣ Click a referral link from this page and complete the no-fee application.

2️⃣ Connect or create your SoFi login, verify income, and set up direct deposit to unlock the SoFi Plus rewards boost.

3️⃣ After approval, load the card into mobile wallets, schedule automatic redemptions into SoFi accounts, and toggle cell phone protection with purchase alerts.

4️⃣ Spend $1,000 in the first three months to trigger the 40,000-point welcome, then book through SoFi Travel to maintain the 3% accelerator.

Sharing unified digital banking is rewarding for everyone! ✨ SoFi Credit Card referrals help friends earn cash back, manage everything in one app, and enjoy Mastercard perks while you collect 10,000-point bonuses. Share the SoFi Rewards advantage. 🚀